Juniper Research study finds biometric authentication key to improving payment security


Juniper Research has released a new study that finds ecommerce merchants and financial institutions will be increasingly investing in online fraud detection solutions over the next five years, leading annual spending to grow by 30% to reach $9.2 billion by 2020.

The report, ‘Online Payment Fraud: Key Vertical Strategies and Management 2016-2020‘, finds that fraudsters now consider mobile payment channels to be especially vulnerable (and therefore desirable targets) as many organizations have yet to implement the same security measures to mobile as they have to desktop transactions.

“Digital security companies regard the mitigation of mobile fraud as a key revenue generator in the medium term,” said report author Gareth Owen, adding that it is driving the development and implementation of advanced biometric authentication technologies.

The report finds that leading solution vendors are now capable of lowering fraud levels down to less than 0.1% of transaction values in some key eCommerce verticals.

As part of its research, Juniper performed a comparative test of 12 solution vendors based on a range of criteria including technological innovation, fraud detection performance, product range and strength of partnerships.

The study identified CyberSource, Experian and FICO as the leading three players in the FDP (Fraud Detection and Prevention) space.

In addition, the report also finds that the three companies demonstrated significantly higher performance than their competitors in terms of data analytics capability and ability to monitor fraud across multiple payment channels (including mobile) and the use of global threat intelligence networks.

Juniper Research is also offering a free whitepaper, ’Managing the Risk of Fraud’, which provides further details of the full research and the attendant Interactive Forecast Excel (IFxl).

Previously reported, a recent Juniper Research report found that mobile point-of-sale (MPOS) terminals will take on a significant role in businesses, handling 40% of all retail transaction value by 2021, up from 12% in 2016.

0 Response to "Juniper Research study finds biometric authentication key to improving payment security"